Tubs & Tiles will provide you with a link to the humm application portal where you will provide some basic information and meet the following minimum criteria:
- PPS number
- Be at least 18 years of age
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum monthly income of €1k+
- Have a current credit / debit card
- Photo ID
- Have a good credit history
humm may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application. Documentation can be photographed or scanned and uploaded via the humm website. Once all documentation is supplied you will receive a credit decision within minutes and once you are approved Tubs & Tiles will be notified and your order can be completed.
Once approved you will have access to your own online humm customer portal. This will allow you to self-serve your account. You can update and/or amend details, make additional payments, change payment date and more. There are no penalties when you make extra payments or pay in full before end of term.
All fees are itemised on your payment schedule so you know exactly how much you are paying. If you miss a scheduled payment you will incur a fee of €9 per missed payment. Your application fee or upfront payment, is processed using the card details provided at time of purchase. For information and full terms and conditions visit www.shophumm.com.